Insurance FAQs

Everything self-employed professionals need to know about insuring their work

12 articles
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Written by Robert Hartley

Do I need a signed formal contract between me and my client?

This article explains what work agreements you should have with your clients
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Written by Robert Hartley. Updated over a week ago

What's the difference between Any One Claim and In The Aggregate?

This article explains what the difference is between these two terms that are used in different insurance policies.
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Written by Robert Hartley. Updated over a week ago

How does Public Liability insurance work?

This article will help explain how Public Liability responds to claims, and if you need it.
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Written by Robert Hartley. Updated over a week ago

What level of Public Liability insurance do I need?

This article will help you understand the risks that Public Liability covers, and give you a guide on what limit you should buy.
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Written by Robert Hartley. Updated over a week ago

Are you (Dinghy) insurance underwriters?

This article will help explain who Dinghy are, and who ultimately pays your claims
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Written by Robert Hartley. Updated over a week ago

Is it cheaper if I buy direct from the insurers?

Quick summary as to why it's not cheaper direct from our insurers - as it's not possible to buy direct.
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Written by Robert Hartley. Updated over a week ago

What level of Professional Indemnity insurance do I need?

This article will help you understand the risks that Professional Indemnity covers, and give you a guide on what limit you should buy.
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Written by Robert Hartley. Updated over a week ago

How does Professional Indemnity insurance work?

This article will help explain how Professional Indemnity responds to claims, and why it's important to have a trusted insurer behind you.
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Written by Robert Hartley. Updated over a week ago

Professional Indemnity Claims Examples

This article will help you understand professional indemnity claims; and why Eminem sued a New Zealand political party.
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Written by Robert Hartley. Updated over a week ago

What is an "Excess"?

This article will help you know what an insurance excess means, and why it is important to consider it before you buy
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Written by Robert Hartley. Updated over a week ago

Do I need Professional Indemnity insurance?

Essential insurance for freelancers and self-employed professionals. Protecting you for any mistakes you make.
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Written by Robert Hartley. Updated over a week ago

What is Professional Indemnity insurance?

This article will help you understand what Professional indemnity insurance is, and why it is important for any business that gives advice.
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Written by Robert Hartley. Updated over a week ago