Dinghy Cyber Liability insurance covers two main areas:
Firstly, it extends your Professional Indemnity insurance to cover negligence claims from your customers whose data has been lost up to the same maximum level as your Professional Indemnity insurance.
Secondly, it covers the data breach response costs up to your limit of insurance, which, depending on the nature of the claims; include:
- Having a forensic computer expert investigate the source of a hack
- Telling everyone whose data has been lost
- Setting up a call centre to answer customers questions
- Paying regulatory fines (where permissible by law)
We have a dedicated breach response team available 24/7 provided by our insurers, Beazley, who are market leaders in Cyber breach response.